Linda Caradus

Linda Caradus is an actuary with technical expertise in life insurance and superannuation. Her experience includes general management responsibilities within life offices. She assists life offices in all aspects of their long-term business, including analysis and monitoring of experience, Margin on Services and Embedded Value reporting, product design and premium rating.

Linda also advises trustees and employers on the operation of superannuation schemes.

Bernard Reid

Bernard Reid is an actuary with extensive experience in all aspects of superannuation and investment consulting.   He has advised many New Zealand superannuation schemes in areas such as benefit design, actuarial issues, investment strategy, IAS19 and FASB accounting.

Bernard was a member of the Government-appointed Workplace Savings Working Group whose report led to the development of KiwiSaver.

Prior to joining Melville Jessup Weaver, Bernard was at Watson Wyatt/Mercer for 14 years, where he was the national practice leader of retirement consulting.