Blog

No description available.

In this paper we review the KiwiSaver market covering assets, membership, fees and competitiveness.

No description available.

No description available.

In this paper we review the KiwiSaver market covering assets, membership, fees and competitiveness.

No description available.

In this paper we review the KiwiSaver market covering assets, membership, fees and competitiveness.

No description available.

No description available.

In this paper we review the KiwiSaver market covering assets, membership, fees and competitiveness.  

In this Topix, we construct a model to predict mortality in New Zealand and compare this to the actual mortality experience over recent years.

No description available.

This Topix looks at the proposed changes to levy rates for the three levied ACC accounts. There are small increases proposed for the Earners’ and Motor accounts and a reduction for the Work account. However, not all is what it seems…

Change to the EQC cap. What does it mean for insurance prices?   In this article we have a look at the change to the EQC cap and what it might do to insurance prices. We look at differences between regions and by sum insured, to see who are likely to be the winners and losers from this change.

An in-depth review into the KiwiSaver market covering assets, membership, fees and competitiveness.

This article analyses market volatility in 2020 and how decisions to reposition an investment portfolio might have played out.

With interest rates at record lows, this article looks at how our outlook for returns has changed and what it may mean for investors.

COVID-19 and the related lockdowns have put a huge strain financially and mentally on many. However, flying under the radar is a little-acknowledged fact: fewer New Zealanders are dying.

With the Office of National Statistics releasing mortality data for England and Wales, we’ve done a quick analysis on how Covid-19 deaths fit into the broader picture, and what this looks like in terms of deaths additional to what one might have otherwise expected. Last updated: 22 April 2020

ACC has / is removing the Workplace Safety Management Practices discount.  What does this mean for the relative merits of joining the Accredited Employer Programme (AEP)?

This work was presented at the NZ Society of Actuaries 2018 conference.

This paper was presented at the NZ Society of Actuaries 2016 conference.

This is an area of frequent debate and we thought it useful to analyse how KiwiSaver funds have fared.

There is a wealth of data on natural hazards in New Zealand, but are insurers making good use of this data? We’ve picked a small region – in this case Hawke’s Bay – to illustrate how natural risks vary geographically and the extent to which this is reflected in pricing.

IFRS17 (the new accounting standard for insurance contracts) was released in May 2017.   This newsletter looks at three key issues for health insurers, namely: Deferred acquisition costs Onerous contracts Contract boundary

IFRS17 (the new accounting standard for insurance contracts) has been released. This newsletter looks at three key issues for general insurers. Namely: Multi year policies Onerous contracts Risk margins

A discussion on active share – an alternative tool that can be used to consider active investment managers’ risk-taking and the implications for this in the New Zealand market.

This newsletter looks at the issues paper recently released by the Reserve Bank in regard to their review of the Insurance (Prudential Supervision) Act 2010. We discuss the key issues for non-life insurers, perhaps the most important of which is maintaining a level playing field between New Zealand and foreign insurers.

In this paper, we examine different distribution mechanisms in use around New Zealand by community trusts, iwi, and other similar organisations. We analyse how three simple distribution rules would fare following a large negative investment shock. The results show that there are clear differences and that the choice of distribution method has significant implications for intergenerational equity.

MJW has compiled a library of all the financial statements for every insurer licensed to operate in New Zealand as discussed in the attached newsletter. We’ve also done an analysis of TOWER’s accounts given the recent purchase offer by Fairfax.